Starter
75
[CLIENT TO CONFIRM]
Up to 6 rounds of disputes
The Lab for Your Finances
WE DIAGNOSE THE DAMAGE.
YOU RECLAIM YOUR CREDIT.
Precise, methodical credit repair — we review your reports, challenge what doesn't belong, and help you build toward the score you're working for.
Report Review
Item Disputes
Year-Round Support
What We Do
Credit repair leads the way, supported by precise tax preparation and clear financial guidance.
01
Credit repair, done with precision.
We review your credit reports in detail and help you challenge inaccurate, outdated, or unverifiable items with the bureaus and creditors — then guide you on building stronger credit from there. Three-bureau report review, item disputes, personalized guidance, and year-round check-ins.
02
Returns, filed right.
Accurate, audit-ready tax preparation for individuals and businesses — including prior-year amendments and audit support — so the rest of your financial picture stays as healthy as your credit.
03
A plan for what's next.
Straightforward, goal-based guidance that connects your credit, your taxes, and your goals — with year-round support and clear advice that moves you forward.
Start here
Not sure where your credit stands?
Start with a credit review — we'll read all three bureau reports and show you exactly what's holding you back.
Book a credit reviewCredit-repair packages
Choose focused support for yourself, a couples plan, or priority dispute handling. Every price remains subject to final client confirmation.
Couples
,000 or 75/mo
[CLIENT TO CONFIRM]
Starter support for two people
Expedited
,000 one-time
[CLIENT TO CONFIRM]
Priority dispute handling
Meet Me at the Lab
Capital Lab treats your credit like a case worth investigating — reports pulled from all three bureaus, read line by line, and tested against what the law says belongs there. No guesswork, no vague promises. From disputing inaccurate items to building healthier habits going forward, everything runs through a clear, methodical process — so you always know where your credit stands and what happens next.
How It Works
A clear, methodical path from report review to long-term credit-building support.
01
Discover
We pull and review your credit reports from all three bureaus and listen to where you want to be.
02
Analyze
We identify inaccurate, outdated, or unverifiable items — and flag what's holding your credit back.
03
Dispute
We challenge those items with the bureaus and creditors on your behalf, by the book.
04
Support
We track results and coach you on building healthier credit going forward — season after season.
The results speak
Words from the clients who trusted Capital Lab with their credit and their next chapter.
[Demo content] Sample testimonials shown for design — to be replaced with real, client-approved reviews
JRJasmine R.
Credit guidance client
"They explained every step in plain language — I finally understood what was on my report and what to do about it."
DKDaniel K.
Year-round support client
"They didn't disappear after the paperwork. I still get check-ins months later."
NFNadia F.
Financial guidance client
"For the first time, my credit goals and my taxes actually worked together."
JRJasmine R.
Credit guidance client
"They explained every step in plain language — I finally understood what was on my report and what to do about it."
DKDaniel K.
Year-round support client
"They didn't disappear after the paperwork. I still get check-ins months later."
NFNadia F.
Financial guidance client
"For the first time, my credit goals and my taxes actually worked together."
MTMarcus T.
Credit review client
"The three-bureau review was eye-opening. I knew exactly where I stood by the end of the first meeting."
AMAisha M.
Credit-building client
"The habits they coached me on made a real difference over time."
CBChris B.
Returning client
"I came back for my taxes after they helped with my credit. Same care, same precision."
MTMarcus T.
Credit review client
"The three-bureau review was eye-opening. I knew exactly where I stood by the end of the first meeting."
AMAisha M.
Credit-building client
"The habits they coached me on made a real difference over time."
CBChris B.
Returning client
"I came back for my taxes after they helped with my credit. Same care, same precision."
MEET ME
AT THE LAB
The lab for your finances
READY TO TAKE BACK
YOUR CREDIT?
Book your appointment today and start your credit journey with a team that treats your case like it matters.